ELITE
Live the High Life
Avail premium family banking services with travel benefits, International Debit Card, and lot more!
Complimentary Domestic Airport Lounge Access*
50% discount on Annual Locker Rentals*
Complimentary Golf Lessons*
Complimentary Domestic Airport Lounge Access*
50% discount on Annual Locker Rentals*
Complimentary Golf Lessons*
ELITE
Live the High Life
Avail premium family banking services with travel benefits, International Debit Card, and lot more!
Complimentary Domestic Airport Lounge Access*
50% discount on Annual Locker Rentals*
Complimentary Golf Lessons*
Complimentary Domestic Airport Lounge Access*
50% discount on Annual Locker Rentals*
Complimentary Golf Lessons*
ELITE Program with Airport Lounge Access Debit Card
A Savings Program with rewarding interest of up to 7%* p.a. Get exclusive benefits, with your airport lounge access debit card, avail complimentary insurance and higher ATM withdrawal limits. Group up to 8 family member's accounts with ELITE Circle and share exclusive benefits of ELITE Program with your family.
Features of the
ELITE
Program
7%* interest p.a. for balances above ₹25 Crores
7.80%* interest p.a. on FD for Resident Senior Citizens for 888 days
ELITE - Designed to deliver personalised experience
From travel benefits to exclusive privileges, get the most with the ELITE International Debit Card
Interest rates are subject to change. Check the website regularly to know the current rate of interest on Savings Account balances and Fixed deposits.
Savings Interest rates Up to Rs.5 Lakh: 2.75% p.a., Above Rs. 5 Lakh to Rs.10 Lakhs: 3.50% p.a., Above Rs. 10 Lakhs to Rs. 25 Crores: 6.50% p.a., Rs 25 Crores above: 7.00% p.a.
**TDS will be deducted as applicable. Please check all the terms and conditions applicable on FDs for premature withdrawal.
Contactless ELITE International Debit Card subject to availability and Not Applicable for Minors. Feature is purely at the discretion of the Bank without any liability or recourse.
List of Domestic Airports Lounges for Visa
List of Domestic Airports Lounges for Mastercard
Priority access to Customer Service applicable for calls made from registered mobile number only.
To book a Golf session/lesson, please call the number: 1800-102-6263
An authorization for an amount Rs.25/- is taken on the card for validation and is reversed automatically within 4 hours (maximum 4 days).
FAQs
Elite Program is offered to families / Individuals with combined family level savings AMB of Rs. 5,00,000 (or) Combined Family Total Relationship Value of Rs. 25,00,000/- (Initial Funding is Rs.5,00,000/- for all the accounts grouped under ELITE Program including new family accounts being opened).
Up to 8 family members can be grouped under ELITE program. Customer can be part only of a single ELITE Family Banking Group (Only Individual and HUF Savings Account members can be grouped).
In case of HUF Savings account the following conditions apply.
- HUF cannot be the Primary member in any ELITE Family Banking Group, can be added only as a Secondary Family member.
- HUF can be added only where Karta of HUF is the Primary member of ELITE Family Banking Group
- Only one HUF can be added in an ELITE Family Banking Group
Existing customers can reach out to their Relationship Manager to get upgraded to the Elite Program, provided they meet the eligibility criteria.
New customers can open an account by
a. Using the Equitas 2.0 Mobile Application
b. Visiting the Equitas Bank website
There are no annual maintenance charges for the ELITE Savings Account.
To qualify for the ELITE Program, existing customers must meet either of the following financial criteria in two out of the last three months.
• Maintain a combined Average Monthly Balance (AMB) of Rs. 5,00,000 across eligible savings accounts
• Maintain a Total Relationship Value (TRV) of Rs. 25,00,000, which includes:
a. Savings accounts
b. Fixed deposits
New customers canqualify for the ELITE Program if theymeet either of the following financial criteria.
• Average Monthly Balance (AMB) of Rs. 5,00,000 across savings accounts. (Initial funding of Rs. 5,00,000)
• A Total Relationship Value (TRV) of Rs. 25,00,000, which includes:
a. Savings accounts
b. Fixed deposits
To open a Savings Account under the ELITE Program, the following documents are required:
• Duly filled Account Opening Form (AOF)
• Two Passport-size Photographs
• PAN Card or Form 60 (if PAN is not available)
• Proof of Identity (Aadhaar, Passport, Voter ID, Driving License)
• Proof of Address (Aadhaar, Passport, Voter ID, Driving License, etc.)
• Proof of Date of Birth (for minors or senior citizens)
• KYC verification is mandatory
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