Interest Rate Framework
Marginal Cost of funds based Lending Rate (MCLR) and EBR effective from 1st January, 2026.
Tenure-wise MCLR effective from 1st January, 2026 is as follows
External benchmark Rates effective from 1st January 2026 are as follows
# Arrived based on 3 months’ average yield of 10 –year Government of India Bond.
** Arrived based on 3 months’ average yield of 3-month Treasury bills.
## Arrived based on 3 months’ average yield of 12-month Treasury bills.
Blogs
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