Interest Rate Framework | Equitas Small Finance Bank

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Interest Rate Framework

Marginal Cost of funds based Lending Rate (MCLR) and EBR effective from 1st February, 2026.

Tenure-wise MCLR effective from 1st February, 2026 is as follows

Tenure

MCLR (%) Feb'26

Overnight MCLR

12.25%

1 Month MCLR

12.00%

3 Month MCLR

12.25%

6 Month MCLR

12.40%

1 Year MCLR

12.55%

External benchmark Rates effective from 1st February 2026 are as follows

Bench Mark

Feb'26

Repo Rate

5.25%

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Phase II, 4th Floor, Spencer Plaza,

No. 769, Anna Salai, Chennai - 600 002

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Customer Care Toll Free Numbers:

Please contact the relevant toll free number depending on the requirement

For Countries outside India : +91-44-6965-4600

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Bank’s transaction monitoring team will call you only from the below numbers to confirm your transactions, please save these numbers - 1600318008 (Domestic) and 04471624173 (International). Also kindly note that incoming call facility is not available in these numbers, you may reach our customer service in the toll free number 18001031222 for any queries.

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This is to inform you that www.equitas.bank.in is the only registered and original web portal of Equitas Small Finance Bank Limited and we do not have web portal in the name of www.equitas.bank.in. Anybody accessing the same will be at their own risk and loss and Equitas Small Finance Bank shall not be held liable under any circumstances for any loss of claim suffered by anybody dealing with the said web portal.

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